Finances: Level 6

Buy a home. What you can afford on a 10 year loan, 15 years max. Preferably something smaller, a little further outside of town, and needs some work. Use an agent, get an inspection. Some prefer to invest in stocks, mutual funds, ETFs, etc rather than real estate. If you prefer securities, invest the similar amount needed for a down payment, and continue to invest monthly, as you would with a home via the mortgage payment.

Recommendations: Look for “For Sale” signs in the area you plan to purchase in. Contact those companies that are active in your area for assistance. Open a Fidelity or Charles Schwab account and begin investing. Just about anyone can open investing accounts these days, sometimes with as little as $100 - $500.

When you have accomplished this, move to Level 7 by clicking the box below.